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21 tools · 21 live

Business Calculators

ROI, margins, break-even, payroll, and business finance tools.

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Business tools are aimed at small businesses and solo operators — Etsy sellers, freelancers, e-commerce shops — figuring out real margins after platform fees, not large-company financial planning. That's the practical distinction from the Finance category: Finance covers personal money decisions (a mortgage, a 401(k)); Business covers running a small operation (what to charge per hour, whether a product is actually profitable after Etsy's or Amazon's cut, when a business breaks even).

That audience shows up in the specifics: the Etsy Fee Calculator itemizes listing, transaction, payment-processing, and Offsite Ads fees separately rather than as one blended rate, because a seller pricing a product needs to see exactly which fee is eating their margin, not just the total. The break-even calculator is the most-linked tool in the category, which tracks — it's the question underneath almost every other one here: at what point does this stop losing money?

A few tools here — churn rate, working capital, business valuation — are aimed slightly further up-market, at early-stage operators tracking real unit economics rather than a sole proprietor pricing a single product. But the throughline across the whole category is the same: these are decisions people run more than once, revisiting the same calculator monthly or per-batch rather than doing a single lookup and moving on.

Home Office Deduction

Live

Compare the simplified ($5/sq ft) and actual-expense home office deduction methods side by side, including the inventory-storage and daycare-provider exceptions.

Markup vs Margin

Live

Calculate selling price and profit from markup or margin percentage, with instant conversion between the two.

Break-even Point

Live

Calculate the unit volume and sales revenue needed to cover all costs and start making a profit.

Ad Spend ROI & ROAS

Live

Calculate your Return on Ad Spend (ROAS), true ROI, net profit, and break-even ROAS for any paid advertising campaign.

YouTube Money

Live

Estimate your YouTube channel earnings based on daily video views, expected CPM rates, and niche RPM.

Engagement Rate

Live

Calculate your social media engagement rate for Instagram, TikTok, or YouTube, and compare it against industry benchmarks.

Freelance Hourly Rate

Live

Calculate the minimum hourly rate you need to charge to cover your target income, business expenses, taxes, and non-billable time.

Gig/Rideshare Driver Tax

Live

Calculate your real self-employment tax and income tax as a rideshare or delivery driver, with the 2026 mid-year mileage rate change and platform fees handled correctly.

S-Corp vs. Sole Proprietorship Tax Savings

Live

Compare your real self-employment tax as a sole prop against S-Corp payroll tax plus overhead and state fees, with your actual break-even profit level.

QBI (Section 199A) Deduction

Live

Calculate your 2026 Section 199A pass-through deduction — the wage/UBIA limitation, the SSTB phase-out, and the new $400 minimum deduction, with the math shown step by step.

Churn Rate

Live

Calculate monthly and annual customer churn rate, MRR churn, and project your retention curve with a benchmark overlay vs. SaaS industry standards.

Working Capital

Live

Calculate net working capital, current ratio, and quick ratio from your balance sheet. Evaluate short-term liquidity with color-coded health indicators and optional Cash Conversion Cycle analysis.

Salary Raise

Live

Calculate your new gross salary and exact paycheck increase after a percentage or flat raise, broken down hourly, weekly, bi-weekly, monthly, and annually.

Amazon FBA

Live

Calculate your exact Amazon FBA fees and profit margins. Enter your product cost, selling price, weight, and dimensions to get a full per-unit breakdown: referral fee, fulfillment fee, storage fee, net profit, net margin, and break-even price.

Etsy Fee

Live

See exactly what Etsy takes from a sale — listing, transaction, and payment-processing fees — and your real net profit.

eBay Fee

Live

See exactly what eBay takes from a sale — final value fee, per-order fee, category rate — and your real net profit.

Ticket Resale Fee

Live

See what StubHub, SeatGeek, and Vivid Seats actually keep from your ticket sale.

Reseller Marketplace Fee

Live

Compare what Poshmark, Depop, and Mercari actually keep from your sale.

LTV

Live

Calculate your Customer Lifetime Value (CLV) and LTV:CAC ratio. Use our simple e-commerce or SaaS formulas to measure your business profitability.

Burn Rate & Runway

Live

Calculate your startup's gross burn, net burn, and cash runway. Get a month-by-month cash projection and use the reverse calculator to find your maximum allowable burn for any target runway.

Employee Turnover Cost

Live

Calculate the full cost of replacing an employee across four pillars: separation, recruitment, onboarding, and productivity ramp. Benchmark your result against SHRM industry estimates by job level.